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Why Buyers Choose Lacy C. Gay - Why homebuyers looking for a real estate agent in the Mt. Sterling, Winchester and Lexington area choose Lacy C. Gay. Latest Listings - Get Lacy C. Gay's latest Mt. Sterling, Winchester and Lexington listings of homes for sale first! Find Your Perfect Home - Lacy C. Gay will search for your ideal home and email you the newest Mt. Sterling, Winchester and Lexington MLS listings of properties in Montgomery County KY. First Time Homebuyers - Are you a first time homebuyer in Mt. Sterling, Winchester and Lexington, KY? Choose a top real estate agent. Lacy C. Gay can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Mt. Sterling, Winchester and Lexington house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Mt. Sterling, Winchester and Lexington Homes, For Home Buyers, For Home Sellers, Mt. Sterling, Winchester and Lexington Information, Real Estate Resources, and About Lacy C. Gay. 
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About Appraisals >Refinancing Your Home
Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.
You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.
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Where is the world's oldest hotel?
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The Hotel Ryokan in the village of Awazu, Japan dates back to AD 717, when an inn was built near a hot spring reported to have miraculous healing properties. |
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The Sterling Team
Sterling Real Estate & Auction, LLC
420 W. Main St.
Mt. Sterling, KY 40353
Lacy: 859-585-1213
Billy: 859-497-1589
John: 859-749-2787
Office: 859-499-4342
Fax: 859-499-4359
Email: Lacy@LacyGay.com
Email: Billybromagen@yahoo.com
Email: jhfarmsandhomes@gmail.com
Buying or selling what probably is your biggest investment should not be a headache, so let us take the pain out of the whole process. We are always ready and willing to listen and be of service to you and your families needs. Let us help make a new beginning for you!   
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