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Welcome to the Bluegrass and Central KY area! Here You Can Find Great Information on Mt. Sterling and the surrounding towns including Winchester, Lexington, Paris, Carlisle and other cities in the Bluegrass and Central Kentucky.

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the Mt. Sterling, Paris, Winchester and Lexington real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? we want to be YOUR real estate agent. As your trusted, professional real estate partner, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Mt. Sterling, Paris, Winchester and Lexington real estate agents, we have the experience and track record you are looking for. Let us help you today.

- Billy, Lacy & John, The Sterling Team

School Reports in Mt. Sterling, Winchester and Lexington, Kentucky

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Kentucky Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Mt. Sterling, Winchester and Lexington

First Time Buyers >Choosing A Lender

When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.

Real estate agents are a good source of information about loans and lenders, whether you are buying a home or just refinancing your present home. We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes.

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Q	What 70-room East Coast mansion was built as a summer home and is known as a "Gilded Age cottage"?
A	Cornelius Vanderbilt's "Breakers" Mansion in Newport, Rhode Island, named for the waves crashing along the cliff that separates the property from the ocean.
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Lacy C. Gay, REALTOR®, real estate agent and broker for Mt. Sterling, Winchester and LexingtonKentucky home listings, property and land for sale - NUMBER1EXPERT(tm)

The Sterling Team
Sterling Real Estate & Auction, LLC
420 W. Main St.
Mt. Sterling, KY 40353
Lacy: 859-585-1213
Billy: 859-497-1589
John: 859-749-2787
Office: 859-499-4342
Fax: 859-499-4359
Email: Lacy@LacyGay.com
Email: Billybromagen@yahoo.com
Email: jhfarmsandhomes@gmail.com

Buying or selling what probably is your biggest investment should not be a headache, so let us take the pain out of the whole process. We are always ready and willing to listen and be of service to you and your families needs. Let us help make a new beginning for you!

Equal Housing MLS REALTOR

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